Changing Banks (Refinancing)

Sometimes the grass really is greener on the other side. If you have a home loan and have decided to jump the fence to another bank then, chances are, you will need to refinance your property. This likely means you will need to discharge the mortgage of your former bank and register a mortgage in favour of your new bank. We will make sure this process is as seamless and straightforward for you as possible.

The Firm Fees

Lawyers generally charge by the hour, with different hourly rates depending on experience. It can be difficult to provide quotes or accurate fee estimates for certain areas of law due to being unable to quantify exactly what may be involved. Despite this, we believe there are certain areas of law where fixed fees can apply, or at the very least, accurate fee estimates.

The Firm offers fixed legal fees for the services detailed below. For information on The Firm’s legal fees for services not included on this page, please contact us and for a full list of our fees please check out of The Firm Lawyers Tauranga Fees page.


Fixed Fees (plus GST and disbursements):

Changes to your Mortgage:

Registration of Mortgage: $750.00

Variation of Mortgage: $750.00

Discharge (no repayment): $500.00

Discharge (repayment): $750.00

Refinance (discharge and new mortgage): $1,250.00